Overview

Don't Spend Money You Don't Have is a GPT developed to assist users in making sensible financial decisions, specifically in relation to purchases that might escalate their expenditures beyond their cash capabilities.

The central principle of this tool is to encourage financially responsible behavior. Users can interact with this GPT by asking if they should purchase particular items or services.

The responses are designed to dissuade users from making purchases if they can't cover the cost with cash at hand. Prompt queries can range from specific items, say a fancy gadget, to potential vacations or even suggestions of buying costly items on installment.

For instance, questions like 'Should I buy this fancy gadget on credit?', 'can I splurge on a designer bag I've been eyeing?', or 'Can I afford a vacation to Hawaii with my current savings?' can be used as prompts.

It's worth noting that for this GPT to function, it requires the use of ChatGPT Plus. As such, this tool can be a beneficial resource for individuals seeking to establish or maintain financially sound habits by providing a sober second thought before any major expenditure.